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Farmowners insurance policies provide a predefined package of protection against loss of property from a number of perils and against liability claims that may arise out of ownership of your home, personal , farming or ranching activities. If you have an additional business in your home, see our Business Insurance Policy. Five Farmowners policies are offered depending on your needs, the age of your home, past claims history and other qualifications.
They include policies for:
- Owner occupied gentleman or hobby farms
- Owner occupied farms and ranches
Country Living Plus
& Country Living Plus II
Coverage for owner occupied farms or ranches with good claims and financial history. The home must have been built since 1960. There must be 100 acres or less and no more than 25% of income can be derived from farming or ranching.
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Ponderosa
& Ponderosa II
For owner occupied farms or ranches with good to fair claims and financial history.
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Ponderosa Plus
For owner occupied farms or ranches with good claims and financial history. The home must be 35 years old or less.
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If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208) 493-6200, (800) 877-8862, or Search for an Agent.