function calcCareExp()
						{
							var careExp = document.needs.careExp.value;
							var numYears = document.needs.numYears.value;
							var inflRate = document.needs.inflRate.value;
							var careExpTot=0;
                            var numYears = parseInt(numYears) + 1;
							var x=0;
							for ( x = 0; x < numYears; x++)
							{
                           
								careExpTot=parseFloat(careExpTot)+ parseFloat(careExp);
//								careExp=careExp*(inflRate/100) + parseFloat(careExp);
//                                careExp = 1000*(Math.pow(1.04),x); 
//                              C = 10000;
                              C = careExp;
                              i = (inflRate * .01);                            
                              i2 = 1+i;
//                              i = .04;
                              n = x;
                              
//                              FV = C * ((Math.pow(1.04,n) - 1)/i)
                              PV = C * ((1 - Math.pow(i2,-n))/i)
                              
                            //    document.write("year = " + x + " PV = " + PV + "<br>");
							}
//                            PV100=PV*100;
//							 document.needs.careExpTot.value = Math.round(PV100)/100;
                             document.needs.careExpTot.value = Math.round(PV);
	
						};