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Landlord Product



This description is not a policy. The contract contains limitations and exclusions. All provisions of the policy apply.


The Landlord product provides protection against loss of property on an All Physical Loss basis, with exclusions. It also provides protection against liability claims that may arise out of ownership of rental property.


This product is available for the very best rental homes 40 years or newer and that meet other guidelines.


The product includes:

  • The insured amount for the Dwelling
  • 10% of that amount for Other Structures
  • 5% of that amount for Personal Property
  • 20% of that amount for Loss of Use
  • Landlord Liability including Personal Injury (Libel & Slander) with a limit of $100,000
  • Dwellings and, Other Structures are insured at replacement cost
  • Personal Property is covered at actual cash value.

Additional Coverages include:

  • Back-up of Sewers - $500 limit included
  • Loss Assessment - $2,500 included, Section I & II
  • Fungi, Rot or Bacteria caused by a covered loss up to $5,000 included.

If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208) 493-6200, (800) 877-8862, or Search for an Agent.