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 Legal Statement 

Please read this carefully before using this Website.

The information contained on this Website is provided for general informational purposes and as a convenience to our Internet visitors. By using this Website, you agree to the following conditions of use. United Heritage may at any time revise these terms and conditions. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions. United Heritage Life Insurance Company and United Heritage Property & Casualty Company are domiciled in Meridian, Idaho. Sublimity Insurance Company is domiciled in Sublimity, Oregon. Merced Property & Casualty Company is domiciled in Atwater, California. The companies are not accepting applications from residents of any state or country in which they are not licensed. The companies do not accept and will not be bound by requests or information submitted via the internet or email or any other electronic method. This website and the content herein are not intended to constitute an advertisement of insurance products in any state or location in which the companies are not licensed and/or the products are not approved.

Important Notice Regarding ACH Check Conversion:

When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. For inquiries, please call United Heritage at (800) 657-6351. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day you make your payment, and you will not receive your check back from your financial institution.

For more information, please visit our frequently asked questions page.


The content on this Website is provided "As Is" and is not intended to be an offer to sell, a solicitation, or an advertisement of any product in any jurisdiction. Any inquiries regarding the purchase of a product from United Heritage will be directed to a licensed agent. United Heritage makes no express or implied warranties, including the implied warranties of merchantability or fitness for a particular purpose. Any reference to coverage given here or elsewhere in the web sites of the United Heritage companies is intended to be descriptive in nature only. These descriptions are for informational purposes only. Products and provisions described may not be available in all states. Specific provisions may vary by state. The policy contains a complete description of benefits, provisions, limitations and exclusions. In the event of a conflict between this description and the policy, the policy will prevail.

Copyright and Trademark

United Heritage owns the copyright to all text and certain graphic images on this Website. "United Heritage," the "landing eagle" logo, and the slogan "Dream Big. Plan Smart." are trade and/or service marks of United Heritage Life Insurance Company, and any infringement of these marks is prohibited. Other parties' trademarks and service marks that may be referred to herein are the property of their respective owners. The information contained on this Website is provided for the personal use of its readers, and you may print a copy of the information contained herein for your personal use only, but such information may not be distributed or modified nor Links made to this Website without the prior written consent of United Heritage.


Producer Compensation Disclosure

If you have any questions, please contact our Home Office:

United Heritage
P.O. Box 7777
Meridian, Idaho 83680-7777
Toll-Free 1-800-657-6351