Getting married...

"The big day is approaching! I was pretty nervous about the responsibility of taking care of my wife, and giving her the life she deserves. Fortunately my fiance and I met with my financial planner from United Heritage. She told me that it was a good idea to look over our current life insurance coverages and see if any adjustments need to be made. She explained the concepts of Term Insurance and Permanent Life , and how important they are to our future financial security."

Permanent Life »

Permanent life insurance is purchased for the guarantees that it provides. In addition to the lifetime insurance coverage that permanent coverage provides, it also builds cash value. You can access this cash value for future needs. Permanent life provides benefits that will accomodate the unique needs that you may have.

Term Life »

Term life insurance is purchased to fill a specific need. Term Life is low cost life insurance coverage that provides temporary protection for a specified period of time. At the end of the time period the insurance coverage expires. Most plans offer the option to convert to permanent life insurance coverage, if the need should arise.

Need More Info?

If you would like to know more about how United Heritage can help you plan for a secure future, locate an agent , or contact us.