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Frequently Asked Life Insurance Questions:

Q. May I buy insurance from this web site?
A. No. We believe the advice and assitance of your agent is very important!

Q. How do I make changes to my coverage?
A. Generally it is best to contact your agent. You are free to contact us and we will help if at all possible, but most changes require an agent's help and possibly your signature.

Q. Does my policy include a grace period?
A. No, property and casualty policies expire at 12:01 A.M. of the last day shown on the Declarations sheet.

Q. What happens if I transfer ownership of my property to a trust or other entity?
A. You must notify the agent in order that the insurance is in the name of the lawful owner or there is no coverage.



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For additional information regarding any of these definitions, please contact our office.