select login

Ponderosa & Ponderosa II Products



- Not offered in Arizona -


This description is not a policy. The contract contains limitations and exclusions. All provisions of the policy apply.


Ponderosa & Ponderosa II products have been designed for farm or ranch properties, which show pride of ownership and are well maintained. Both products can have a manufactured home if 25 years or newer.


The products include:

  • The insured amount for the Dwelling
  • 10% of that amount for Private Garages
  • 70% of that amount for Personal Property
  • 20% of that amount for Loss of Use
  • Outbuildings and Farm Personal Property may be scheduled
  • Personal, Farm and Ranch Liability including Personal Injury (Libel & Slander) with a limit of $100,000
  • Medical Payments to Others with a limit of $1,000
  • Dwellings, Private Garages and Personal Property are insured at replacement cost
  • There are many other Optional and limited Additional Coverages available

If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208)493-6200, (800)877-8862, or click here to locate an agency.