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Homeowners insurance policies provide a predefined package of protection against loss of property from a number of perils and against liability claims that may arise out of ownership of your home or personal activities. If you have a business in your home, see our Business Insurance Policy. Six policies are offered depending on your needs, the age of your home, past claims history and other qualifications. They include policies for:
- Owner occupied homes
- Condominiums
- Renters
Gold Plus
& Silver Plus
For homeowners with good claims and financial history.
* The home must be 40 years old or less.
(May be manufactured home if 1987 or newer)
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Bronze
& Bronze II
For homeowners with good to fair claims and financial history.
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Condominium
Coverage for individual condominium owners with good claims and financial history. Condominium policies are offered only in Idaho.
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Tenants
Coverage for renters with good claims and financial history.
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If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208) 493-6200, (800) 877-8862, or Search for an Agent.
Farmowners insurance policies provide a predefined package of protection against loss of property from a number of perils and against liability claims that may arise out of ownership of your home, personal , farming or ranching activities. If you have an additional business in your home, see our Business Insurance Policy. Five Farmowners policies are offered depending on your needs, the age of your home, past claims history and other qualifications. They include policies for:
- Owner occupied gentleman or hobby farms
- Owner occupied farms and ranches
Country Living Plus
& Country Living Plus II
For owner occupied farms or ranches with good claims and financial history. The home must have been built since 1960. There must be 100 acres or less and no more than 25% of income can be derived from farming or ranching.
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Ponderosa
& Ponderosa II
For owner occupied farms or ranches with good to fair claims and financial history.
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Ponderosa Plus
For owner occupied farms or ranches with good claims and financial history. The home must be 35 years old or less.
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If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208) 493-6200, (800) 877-8862, or Search for an Agent.
Business Policy Plus
This policy provides a predefined package of property and liability coverages for offices, apartments, and retail and limited service businesses. It may also be written in conjunction with a Homeowners or Farmowners policy to provide coverage for a business operated from the home.
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If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208) 493-6200, (800) 877-8862, or Search for an Agent.
Home and Family Property
This policy is a unique plan which allows you to select only the coverages needed, desired or for which you qualify. It can vary from a simple policy providing only Fire & Lightning, to a policy that is similar to a Homeowners or Farmowners.
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If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208) 493-6200, (800) 877-8862, or Search for an Agent.
Mobile Home Policy
This policy is specially designed for mobile homes built before 1977 although newer mobile homes may be accepted.
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If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208) 493-6200, (800) 877-8862, or Search for an Agent.
Landlord Insurance Package
The Landlord Insurance Package provides a package of protection against loss of property on an All Physical Loss basis, with exclusions. It also provides protection against liability claims that may arise out of ownership of rental property.
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If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208) 493-6200, (800) 877-8862, or Search for an Agent.